Sometimes in life we find ourselves in a position where we could use just a little help. Help Me With Money is a great place to start your search for help. Here you will find links to everything from advice and money making ideas to discounts and coupons. Our hope here at Help Me With Money is that as people find their way they will share and support others.
We as a society we have lived beyond our means for far too long. Our Government spends more than it earns, our businesses spend more than they earn, and way too often we spend more than we earn. Help Me with Money ask that you pause for a moment and reflect on your current financial situation: Where are you at? How did you get where you are? Where are you going? What are your goals?
Many people are doing well financially and many more are not. Why is this so? We here at Help Me With Money we believe that those that succeed do so most often because they built their financial house on a solid foundation. A solid foundation means developing a workable budget and sticking to it. A workable budget is defined as meeting all your financial obligations, living expenses and entertainment expenses within 70-80% of the money you take home after taxes. Many people balk at the idea of living off of only 70-80% of what they bring home, but do a little research on your own and you will soon discover that this is the dirty little secret to financial freedom.
Help Me With Money has found that people live their happiest when they keep all of their expenses below 80% of their take home pay, save 10%, and give 10% to charities. This magic formula has been proven true for thousands of years and is really nothing new. The problem is most of us were not taught this. Because we were not taught how to build a solid financial foundation we miss out on financial security, opportunities to grow, and the joy of giving. Most of us eventually find ourselves so over extended that it will be extremely painful to scrape back down and rebuild our foundation. But, to be truly financially free that is what we must do.
A wise man once said “Remember this: debt is a form of bondage. We think we own things, but the reality is, our things own us.” If you are already free of debt or working on it, we hope Help Me With Money will provide some useful tools to help you on your journey.